Finance FactBase — Your Guide to Insurance, Credit & Personal Finance
We break down complex insurance policies, credit score strategies, mortgage rates, and money-saving tips into clear, actionable guides you can trust. Every article is backed by data and written for real people making real financial decisions.
Explore Our Guides
13 topic areas covering every corner of personal finance and insurance.
Life Insurance
Term, whole, and universal life insurance reviews, comparisons, and buying guides.
Car & Auto Insurance
State-by-state rates, provider comparisons, and tips for lowering your premium.
Credit Score & Reports
How to check, improve, and use your credit score for major purchases.
Mortgage Rates & Loans
Today's rates, forecasts, refinancing guides, and state-by-state breakdowns.
Health Insurance
Plan comparisons, enrollment guides, and cost-saving strategies for coverage.
Savings & CD Rates
High-yield savings accounts, CD rate comparisons, and where to park your cash.
Other Insurance
Specialty insurance including rental, pet, travel, and umbrella policies.
Home & Renters Insurance
Homeowner and renter policy comparisons, quotes, and coverage advice.
Healthcare & Care Costs
Urgent care costs, daycare insurance, and managing medical expenses.
Loans & Refinancing
Personal loan rates, credit union options, and refinancing guides.
Investing & Index Funds
Beginner investing, index fund comparisons, and portfolio strategies.
Personal Finance & Budgeting
Budgeting tips, saving strategies, and practical money management advice.
Other Finance
Miscellaneous finance topics including taxes, benefits, and financial planning.
Latest Guides
- How to Switch Car Insurance — Step-by-Step Guide Save $300-$700 per year by switching car insurance the right way — no coverage gaps, no mistakes.
- Germany Mortgage Rates News — 2026 Trends & Expat Guide Current German mortgage rates, ECB policy impact, city-by-city prices, and how expats can secure financing.
- Lumico Life Insurance Review 2026 Comprehensive review of Lumico's final expense, whole life, and guaranteed issue products with carrier comparison.
- Home Daycare Insurance — Coverage & Cost Guide Essential coverage types, costs, top providers, and state licensing requirements for home daycare operators.
- Credit Union Personal Loan Rates — 2026 Comparison Compare credit union vs bank personal loan rates, find the best CU lenders, and learn how to qualify.
- Car Insurance Attorney — How to Find and Hire One Neutral guide to finding, evaluating, and working with a car insurance attorney for denied claims and bad faith disputes.
- Credit Score to Buy a Car — Minimum Scores & APR Guide Minimum credit scores by lender type, APR tiers, monthly payment impact, and a 90-day improvement plan.
- Sickle Cell Disease Health Insurance Guide ACA protections, Medicaid, Medicare, prescription coverage, and cost management for SCD patients.
- How Much Does Urgent Care Cost Without Insurance? Complete cost breakdown by visit type, ER comparison, state-by-state prices, and ways to lower your bill.
- Utah Housing Market Mortgage Rates Dip — 2026 Analysis Current Utah rates, home prices by metro, affordability analysis, and expert predictions for 2026.
- Budget Travel Tips for Expensive Cities in the USA Save hundreds on your next trip to NYC, San Francisco, LA, and other pricey American cities.
- Open Care Life Insurance Review 2026 A comprehensive look at Open Care's coverage options, pricing, pros, and cons.
- GoMyFinance.com Credit Score — Full Guide Everything you need to know about checking your credit score through GoMyFinance.
- Maximum Funded Indexed Universal Life Explained How overfunding an IUL policy works, tax advantages, risks, and who should consider it.
- Car Insurance Lawyer — When and Why You Need One A consumer guide to hiring a car insurance attorney after an accident or claim dispute.